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There is a pattern forming with a new friend of mine. She and I have different money habits- she likes to spend freely. Though she is just working part time temporarily, she still has the support of her family to help her out financially. I have to be tighter about my money, as rent chews up most of my income. So when we go out to dinner or shopping together, she wants to buy the extra dish, the extra drink, article of clothing, etc. But when I say I don't want anything else, she'll offer to pay for me. I say no thanks, but she buys it anyway. She thinks she's doing me a favor or being generous, but really it just makes me feel guilty that she offered when she doesn't really have the money for it in the first place, and I feel like I owe her something in return. Plus, I don't really agree with her willingness to spend her parents' money so freely. How do I handle this?